Fixed Deposit vs Debt Funds

Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 106975.37 6975.369999999995 6.98
HDFC Dynamic Debt Fund - Growth Option 100000 109,195 9,195 9.19
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 6975.369999999995 Not Applicable Not Applicable 2092.61 4882.759999999995
HDFC Dynamic Debt Fund - Growth Option 9,195 Short Term Not Applicable 2,758 6,436

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds


Scheme
Name
Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
DSP Strategic Bond Reg Gr 16-05-2007 1.2 10.16 9.92 7.47 6.74 7.23 7.0
ABSL Dynamic Bond Gr Reg 27-09-2004 1.23 10.15 8.76 8.18 7.55 6.46 7.69
HSBC Dynamic Bond Fund Reg Gr 01-01-2013 0.76 9.98 8.59 7.1 6.06 6.98 5.96
Quantum Dynamic Bond Reg Gr 05-04-2017 0.96 9.91 9.17 7.85 6.72 - 7.1
360 ONE Dynamic Bond Reg Gr 24-06-2013 0.52 9.78 9.19 7.12 6.9 6.82 6.98
PGIM India Dynamic Bond Gr 12-01-2012 1.64 9.73 8.52 6.83 6.03 7.05 7.52
JM Dynamic Debt Reg Gr 25-06-2003 0.97 9.73 8.27 7.02 6.27 6.83 6.7
Nippon India Dynamic Bond Gr Gr 05-11-2004 0.71 9.73 8.68 6.93 6.55 6.78 6.58
Union Dynamic Bond Gr 13-02-2012 1.5 9.53 8.32 6.4 5.64 6.05 6.6
Bandhan Dynamic Bond Reg Gr 01-12-2008 1.57 9.53 8.83 6.51 6.3 7.19 7.77
Axis Dynamic Bond Reg Gr 01-04-2011 0.64 9.44 8.58 6.76 6.66 7.44 8.0
Baroda BNP Paribas Dynamic Bond Fund Gr 23-09-2004 1.69 9.44 8.29 6.99 5.79 6.5 7.64
Kotak Dynamic Bond Reg Gr 26-05-2008 1.33 9.41 8.93 6.88 6.74 7.84 8.08
SBI Dynamic Bond Reg Gr 10-02-2004 1.39 9.37 8.62 7.55 6.46 7.48 6.15
ICICI Pru All Seasons Bond Gr 01-05-2009 1.29 9.32 8.52 7.6 7.3 8.0 8.44
HDFC Dynamic Debt Gr 28-04-1997 1.52 9.19 8.38 6.72 6.9 6.29 8.13
ITI Dynamic Bond Fund Reg Gr 14-07-2021 1.2 9.07 8.01 6.86 - - 6.16
UTI Dynamic Bond Reg Gr 23-06-2010 1.53 9.06 8.09 9.38 9.3 6.82 7.85
Mahindra Manulife Dynamic Bond Fund Reg Gr 01-08-2018 1.57 8.99 7.97 6.11 4.83 - 5.33
Canara Robeco Dynamic Bond Reg Gr 29-05-2009 1.75 8.59 7.55 6.3 5.47 6.31 7.02
Groww Dynamic Bond Reg Gr 30-11-2018 1.45 8.27 6.78 5.79 5.54 - 6.13
Mirae Asset Dynamic Bond Reg Gr 05-03-2017 1.03 7.46 6.81 5.17 4.94 - 5.86