Fixed Deposit vs Debt Funds

Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 106975.37 6975.369999999995 6.98
HDFC Dynamic Debt Fund - Growth Option 100000 108,011 8,011 8.01
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 6975.369999999995 Not Applicable Not Applicable 2092.61 4882.759999999995
HDFC Dynamic Debt Fund - Growth Option 8,011 Short Term Not Applicable 2,403 5,608

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds


Scheme
Name
Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
360 ONE Dynamic Bond Reg Gr 24-06-2013 0.52 10.64 9.3 8.28 7.05 7.16 7.05
Nippon India Dynamic Bond Gr Gr 05-11-2004 0.74 9.97 8.59 8.2 5.84 7.06 6.61
JM Dynamic Debt Reg Gr 25-06-2003 0.97 9.79 8.27 7.47 5.79 6.79 6.71
ABSL Dynamic Bond Gr Reg 27-09-2004 1.23 9.73 8.52 8.93 7.13 6.51 7.68
ABSL Dynamic Bond-Discipline Advtg Gr 30-03-2009 1.23 9.73 8.52 8.93 7.13 6.51 7.45
Axis Dynamic Bond Reg Gr 01-04-2011 0.63 9.56 8.29 7.98 5.93 7.57 7.98
ICICI Pru All Seasons Bond Gr 01-05-2009 1.29 9.44 8.47 8.36 6.74 8.25 8.44
UTI Dynamic Bond Reg Gr 23-06-2010 1.53 9.14 8.18 7.39 8.45 6.97 7.84
Quantum Dynamic Bond Reg Gr 05-04-2017 0.96 9.1 8.7 8.31 6.38 - 7.06
HSBC Dynamic Bond Fund Reg Gr 01-01-2013 0.77 8.96 8.31 7.41 5.28 7.09 5.94
Kotak Dynamic Bond Reg Gr 26-05-2008 1.33 8.68 8.51 7.81 5.96 7.91 8.04
PGIM India Dynamic Bond Gr 12-01-2012 1.64 8.43 8.05 7.15 5.32 7.08 7.47
ITI Dynamic Bond Fund Reg Gr 14-07-2021 1.19 8.38 7.76 6.96 - - 6.04
Mahindra Manulife Dynamic Bond Fund Reg Gr 01-08-2018 1.57 8.37 7.8 7.16 4.92 - 5.37
SBI Dynamic Bond Reg Gr 10-02-2004 1.41 8.24 7.88 7.94 5.66 7.63 6.13
Union Dynamic Bond Gr 13-02-2012 1.55 8.19 7.77 7.14 4.81 6.18 6.54
Mirae Asset Dynamic Bond Reg Gr 05-03-2017 1.02 8.18 7.21 6.78 4.54 - 5.96
Baroda BNP Paribas Dynamic Bond Fund Gr 23-09-2004 1.7 8.18 7.68 7.76 5.24 6.61 7.6
HDFC Dynamic Debt Gr 28-04-1997 1.52 8.17 7.95 7.43 6.38 6.45 8.09
DSP Strategic Bond Reg Gr 16-05-2007 1.19 7.83 8.22 7.76 5.58 7.26 6.92
Groww Dynamic Bond Reg Gr 30-11-2018 1.25 7.16 6.56 6.18 5.08 - 5.96
Canara Robeco Dynamic Bond Reg Gr 29-05-2009 1.75 6.84 6.89 6.54 4.51 6.36 6.92
Bandhan Dynamic Bond Reg Gr 01-12-2008 1.57 6.39 7.71 7.14 4.91 7.19 7.62