Fixed Deposit vs Debt Funds

Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 106975.37 6975.369999999995 6.98
HDFC Dynamic Debt Fund - Growth Option 100000 104,195 4,195 4.19
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 6975.369999999995 Not Applicable Not Applicable 2092.61 4882.759999999995
HDFC Dynamic Debt Fund - Growth Option 4,195 Short Term Not Applicable 1,258 2,936

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds


Scheme
Name
Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
360 ONE Dynamic Bond Reg Gr 24-06-2013 0.52 8.55 8.47 8.54 7.08 7.0 6.99
Axis Dynamic Bond Reg Gr 01-04-2011 0.63 6.82 7.33 7.46 6.08 7.47 7.8
Nippon India Dynamic Bond Gr Gr 05-11-2004 0.75 6.81 7.7 7.77 6.18 7.03 6.53
Mirae Asset Dynamic Bond Reg Gr 05-03-2017 1.02 6.77 6.9 6.73 4.99 - 5.88
ABSL Dynamic Bond-Discipline Advtg Gr 30-03-2009 1.23 6.67 7.37 7.51 6.86 6.51 7.3
ABSL Dynamic Bond Gr Reg 27-09-2004 1.23 6.66 7.37 7.51 6.87 6.51 7.56
ICICI Pru All Seasons Bond Gr 01-05-2009 1.28 6.63 7.39 7.55 6.45 8.29 8.27
JM Dynamic Debt Reg Gr 25-06-2003 0.98 6.16 6.88 7.03 5.75 6.4 6.6
UTI Dynamic Bond Reg Gr 23-06-2010 1.56 5.86 6.68 6.94 8.55 6.77 7.63
Quantum Dynamic Bond Reg Gr 05-04-2017 1.01 5.73 6.69 7.43 6.14 - 6.71
Kotak Dynamic Bond Reg Gr 26-05-2008 1.33 5.72 6.66 7.42 5.83 7.6 7.86
Mahindra Manulife Dynamic Bond Fund Reg Gr 01-08-2018 1.6 5.48 6.34 6.64 4.69 - 5.11
SBI Dynamic Bond Reg Gr 10-02-2004 1.35 5.2 6.41 7.11 5.75 7.45 6.03
HSBC Dynamic Bond Fund Reg Gr 01-01-2013 0.61 5.01 6.47 6.84 5.29 6.83 5.81
PGIM India Dynamic Bond Gr 12-01-2012 1.65 4.6 5.99 6.59 5.17 6.93 7.19
HDFC Dynamic Debt Gr 28-04-1997 1.41 4.19 6.01 6.57 5.98 6.33 7.94
DSP Strategic Bond Reg Gr 16-05-2007 1.21 3.75 5.65 7.14 5.51 6.91 6.7
ITI Dynamic Bond Fund Reg Gr 14-07-2021 1.19 3.71 5.49 6.17 - - 5.35
Bandhan Dynamic Bond Reg Gr 01-12-2008 1.57 3.63 5.17 6.55 4.93 6.9 7.4
Groww Dynamic Bond Reg Gr 30-11-2018 1.25 3.47 4.81 5.13 4.59 - 5.5
Baroda BNP Paribas Dynamic Bond Fund Gr 23-09-2004 1.7 3.33 5.55 6.31 5.12 6.3 7.37
Canara Robeco Dynamic Bond Reg Gr 29-05-2009 1.77 3.17 4.65 5.48 4.3 6.22 6.66
Union Dynamic Bond Gr 13-02-2012 1.57 2.81 5.04 5.93 4.45 5.84 6.19