Fixed Deposit vs Debt Funds

Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 106975.37 6975.369999999995 6.98
HDFC Dynamic Debt Fund - Growth Option 100000 103,692 3,692 3.69
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 6975.369999999995 Not Applicable Not Applicable 2092.61 4882.759999999995
HDFC Dynamic Debt Fund - Growth Option 3,692 Short Term Not Applicable 1,108 2,585

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds


Scheme
Name
Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
360 ONE Dynamic Bond Reg Gr 24-06-2013 0.52 7.65 8.13 8.24 6.92 6.94 6.93
Mirae Asset Dynamic Bond Reg Gr 05-03-2017 1.01 6.64 6.75 6.53 4.95 - 5.86
ICICI Pru All Seasons Bond Gr 01-05-2009 1.28 6.4 7.19 7.42 6.4 8.19 8.26
Nippon India Dynamic Bond Gr Gr 05-11-2004 0.75 6.27 7.42 7.27 5.83 6.89 6.5
Axis Dynamic Bond Reg Gr 01-04-2011 0.63 6.2 7.09 7.06 5.87 7.36 7.77
ABSL Dynamic Bond Gr Reg 27-09-2004 1.23 5.96 6.99 7.21 6.73 6.39 7.54
ABSL Dynamic Bond-Discipline Advtg Gr 30-03-2009 1.23 5.96 6.99 7.21 6.73 6.38 7.27
JM Dynamic Debt Reg Gr 25-06-2003 0.98 5.67 6.54 6.74 5.67 6.37 6.58
UTI Dynamic Bond Reg Gr 23-06-2010 1.56 5.21 6.4 6.67 8.44 6.66 7.61
Quantum Dynamic Bond Reg Gr 05-04-2017 1.02 5.08 6.42 7.08 6.01 - 6.66
Kotak Dynamic Bond Reg Gr 26-05-2008 1.33 5.02 6.36 7.17 5.66 7.49 7.84
Mahindra Manulife Dynamic Bond Fund Reg Gr 01-08-2018 1.6 5.0 6.14 6.39 4.62 - 5.07
SBI Dynamic Bond Reg Gr 10-02-2004 1.37 4.99 6.19 6.81 5.68 7.37 6.02
HSBC Dynamic Bond Fund Reg Gr 01-01-2013 0.61 4.39 6.14 6.55 5.11 6.71 5.78
PGIM India Dynamic Bond Gr 12-01-2012 1.65 4.04 5.71 6.3 5.02 6.86 7.16
HDFC Dynamic Debt Gr 28-04-1997 1.41 3.69 5.77 6.32 5.86 6.23 7.93
ITI Dynamic Bond Fund Reg Gr 14-07-2021 1.2 3.2 5.23 5.89 - - 5.23
Bandhan Dynamic Bond Reg Gr 01-12-2008 1.57 3.05 5.03 6.22 4.81 6.84 7.39
Groww Dynamic Bond Reg Gr 30-11-2018 1.25 3.02 4.54 4.97 4.54 - 5.46
DSP Strategic Bond Reg Gr 16-05-2007 1.21 2.93 5.44 6.82 5.36 6.79 6.68
Baroda BNP Paribas Dynamic Bond Fund Gr 23-09-2004 1.7 2.76 5.25 5.94 5.01 6.21 7.35
Canara Robeco Dynamic Bond Reg Gr 29-05-2009 1.76 2.26 4.24 5.12 4.1 6.1 6.62
Union Dynamic Bond Gr 13-02-2012 1.57 2.04 4.68 5.61 4.29 5.73 6.15